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Making Treatment Work for You

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Most people wonder about the cost of Invisalign and braces. While the cost of orthodontic treatment varies and will depend on your individual needs, we have several payment options to suit any budget. At your consultation, a treatment coordinator will go over your options, fill you in on the cost of braces or Invisalign treatment, and help you decide on financing arrangements.

Finances

Payment Plan Options

Option 1
HFD Financing

Personal Loan

  • INTEREST-FREE for up 24 months*
  • NO DOWN PAYMENT required for qualified applicants*
  • Monthly Payments as low as $95*
  • Approved regardless of your credit*
  • NO CREDIT IMPACT TO APPLY
Option 2
Care Credit

Credit Card

  • INTEREST-FREE third-party financing
  • NO DOWN PAYMENT required with Care Credit approval for full estimated patient portion
  • Can be used for all medical services that accept CareCredit
Option 3
Paid in full
  • One Payment
  • Receive a paid-in-full discount**
  • We accept cash, Visa, MasterCard and Discover
  • We can work with your FSA or HSA
Option 4
In office payment plan
  • INTEREST-FREE
  • Down payment required
  • Monthly payments for up to 24 months depending on your treatment time

*Applicants for HFD Financing are only declined financing due to open bankruptcy or terrorist watch list. Monthly payment based on amount financed and applicant creditworthiness. Down Payment based on applicant creditworthiness. APR range is 0% – 28.99% based on applicant creditworthiness.
** Paid-full-discount applicable to Phase II treatment only.
Note: Returned checks are subject to a nominal fee and other payment arrangements will need to be made.

Insurance

We’re a preferred provider with:

We file with all PPO insurances. We’ll estimate your benefits and payment due but please keep in mind that policies vary, so we cannot guarantee your coverage. Any services not covered by your benefits will be your responsibility.

No Insurance? No Problem!

Meet the VantageOne Dental Plan

Not having insurance can prevent you from getting the dental care you need. At Innovative Orthodontic Centers, we have an affordable solution. VantageOne is a licensed dental savings plan for uninsured patients and their families. When you purchase a membership, you can use your plan at our practice, as well as at Innovative Pediatric Dentistry and Naperville Dental Specialists. Get the full details here.

Benefits of the VantageOne Dental Savings Plan:

  • 50% off exams, x-rays and cleanings for adults and children
  • Low annual membership fee starting at $99 per year
  • No waiting periods, maximums, exclusions or deductibles
  • No claims process
  • 20-50% off general dentistry, cosmetic dentistry, implant dentistry, endodontics, oral surgery, pediatric dentistry and orthodontics!
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